BMO Launches Real-Time Payment APIs to Power Embedded Finance Across North America
Tuesday, December 16, 2025
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Posted by: Sierra Lindemann
BMO has rolled out a new suite of real-time Payment APIs that allow businesses to initiate and manage cross-border transactions directly within their ERP, treasury and customer-facing platforms. Paired with a developer portal and production-grade sandbox, the offering gives teams a faster path to testing and deploying embedded payment capabilities at scale. For commercial payment professionals, the launch signals growing demand for API-driven connectivity, reduced manual workflows, and seamless integration of bank rails into everyday business systems.